Financial Services Unlimited Inc. - Commercial Financing Options

(937) 383-4000

Financial Services Unlimited Inc.
Wilmington OH. 45177

Phone: 937.383.4000

Visit McGuire Coaching LLC.

Commercial Financing Options

Commercial Financing Options may include bank loans, lines of credit, receivables financing, or equipment leasing.

Equipment leasing offers important advantages over other financing methods:

Credit Availability: Bank credit lines are not affected, so you retain your bank borrowing capacity for other needs.

Conserves Working Capital: Equipment leasing can finance 100% of the equipment cost, leaving precious working capital for other needs.

Improves Cash Flow: Equipment leasing allows you to pay for the equipment once the equipment is generating income.

Tax Deductible: In many cases, equipment lease payments can be treated as a fully tax deductible expense.

Quick, Easy, and Less Expensive: The whole equipment leasing process is faster, simpler, and often less costly than other equipment financing alternatives.

Commercial Loans: Same principal as a bank commercial loan

Factoring Receivables: Factoring is a very simple process; which is similar to using a credit card. Each time you use a credit card the merchant accepting the card is taking a discount on the sales price to receive immediate cash from the credit card issuer. Factoring as it relates to commercial finance is simply a business that is discounting an invoice from its face value, in exchange for immediate cash. Once a business has supplied a product or service to a creditworthy business, they now have a negotiable instrument to sell (the invoice).